/* Guides and free tools (static pages under /guides and /tools). Builds on brisk.css. */
.crumbs{display:flex;gap:8px;flex-wrap:wrap;font-size:14px;color:var(--muted);margin-bottom:16px}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--ink);text-decoration:underline}
.page-hero .dek{margin-top:16px;font-size:18px;line-height:1.7;color:var(--ink);max-width:680px}
.byline{margin-top:18px;font-size:14px;color:var(--muted)}
.answer{margin:0 0 30px;padding:22px 24px;border-radius:14px;background:var(--green-tint);border:1px solid var(--green-line)}
.answer b.k{display:block;font:700 13px/1.6 var(--sans);letter-spacing:1px;text-transform:uppercase;color:var(--green);margin-bottom:6px}
.answer p{margin:0 !important}
.legal table{width:100%;border-collapse:collapse;font-size:15px}
.legal th,.legal td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.legal th{background:var(--paper);font-weight:650;color:var(--ink-strong)}
.legal tr:last-child td{border-bottom:0}
.legal .table-scroll{overflow-x:auto;margin:10px 0 18px}
.legal .table-scroll table{margin:0}
.formula{margin:8px 0 18px;padding:16px 18px;border-radius:12px;background:var(--paper);border:1px solid var(--line);font:600 16px/1.6 var(--display);color:var(--ink-strong)}
.cta-box{margin:40px 0;padding:26px 26px 24px;border-radius:16px;background:linear-gradient(120deg,#e7effc,#f0eafa 55%,#edf8f2);border:1px solid var(--line)}
.cta-box h2,.legal .cta-box h2{margin:0 0 8px !important;font:650 22px/1.3 var(--display)}
.cta-box p{margin:0 0 16px !important}
.cta-box .btn-row{display:flex;gap:10px;flex-wrap:wrap}
.legal .faq-list{margin-top:6px}
.legal details.q p{margin:0 0 14px}
.related{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-top:12px}
.related a{display:block;padding:16px 18px;border-radius:12px;border:1px solid var(--line);text-decoration:none;color:var(--ink);background:#fff;transition:box-shadow .2s var(--ease)}
.related a:hover{box-shadow:var(--shadow-card)}
.related a b{display:block;font:650 16px/1.4 var(--display);margin-bottom:4px;color:var(--ink-strong)}
.related a span{font-size:14px;color:var(--muted)}
.guide-list{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));margin:8px 0 30px}
.guide-list a{display:block;padding:22px;border-radius:14px;border:1px solid var(--line);text-decoration:none;color:var(--ink);background:#fff;box-shadow:var(--shadow-soft);transition:box-shadow .2s var(--ease),transform .2s var(--ease)}
.guide-list a:hover{box-shadow:var(--shadow-hover);transform:translateY(-2px)}
.guide-list .kick{font:700 12px/1.6 var(--sans);letter-spacing:1px;text-transform:uppercase;color:var(--blue)}
.guide-list b{display:block;margin:6px 0 6px;font:650 19px/1.35 var(--display);color:var(--ink-strong)}
.guide-list span{font-size:15px;line-height:1.65;color:var(--muted)}
.disclaimer{font-size:14px !important;color:var(--muted) !important;border-top:1px solid var(--line);padding-top:16px;margin-top:30px !important}
/* MAO calculator */
.calc{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));margin:6px 0 30px}
.calc-in,.calc-out{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff;box-shadow:var(--shadow-soft)}
.calc-in label{display:block;font-size:14px;font-weight:600;color:var(--ink-strong);margin:0 0 6px}
.calc-in .row{margin-bottom:16px}
.calc-in .hint{display:block;font-size:13px;color:var(--muted);font-weight:400;margin-top:4px}
.calc-in input,.calc-in select{width:100%;font:500 16px var(--sans);color:var(--ink);padding:11px 13px;border:1px solid var(--line);border-radius:10px;background:#fff}
.calc-in input:focus,.calc-in select:focus{outline:2px solid var(--green);outline-offset:1px;border-color:var(--green)}
.calc-in .pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-out{background:var(--green-tint);border-color:var(--green-line);align-self:start;position:sticky;top:110px}
.calc-out small{display:block;font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--green)}
.calc-out .big{font:750 46px/1.1 var(--display);letter-spacing:-.04em;color:var(--ink-strong);margin:6px 0 4px}
.calc-out dl{margin:18px 0 0;display:grid;gap:9px;font-size:15px;border-top:1px solid var(--green-line);padding-top:14px}
.calc-out dl div{display:flex;justify-content:space-between;gap:12px}
.calc-out dt{color:var(--muted)}.calc-out dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}
.calc-out .note{margin-top:14px;font-size:13px;line-height:1.6;color:var(--muted)}